{"id":2987,"date":"2020-04-24T16:01:05","date_gmt":"2020-04-24T14:01:05","guid":{"rendered":"https:\/\/bfconsulting.com\/?page_id=2987"},"modified":"2022-01-14T15:11:15","modified_gmt":"2022-01-14T13:11:15","slug":"digital-transformation","status":"publish","type":"page","link":"https:\/\/bfconsulting.com\/covid-19\/digital-transformation\/","title":{"rendered":"Digital Transformation"},"content":{"rendered":"<div id=\"pl-2987\"  class=\"panel-layout\" ><div id=\"pg-2987-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-2987-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-2987-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h4 class=\"ask\"><a class=\"hp-link\" href=\"\/\">\u2190 Back to Homepage<\/a> <a class=\"askbfc\" href=\"\/covid-19\/ask-bfc-ru\/\">\u041d\u0430 \u0440\u0443\u0441\u0441\u043a\u043e\u043c<\/a><\/h4>\n<p><!-- \n\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-6137\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/09\/askBFC-logo-en.png\" alt=\"\" width=\"537\" height=\"166\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/09\/askBFC-logo-en.png 537w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/09\/askBFC-logo-en-300x93.png 300w\" sizes=\"auto, (max-width: 537px) 100vw, 537px\" \/><\/h3>\n\n --><\/p>\n<h1>Digitization Webinar Series<\/h1>\n<p><strong>BFC Webinar Series on \u2018Digitization\u2019. July\u2013September 2020 (Conclusion)<\/strong><br \/>\n<iframe loading=\"lazy\" title=\"BFC Webinar Series on \u2018Digitization\u2019. July\u2013September 2020 (Conclusion)\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/A-01r-Mpr_8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><em>The Opening Keynote from Michael Kortenbusch, moderator of #AskBFC \u2018Digitization\u2019 webinars<\/em><br \/>\n<iframe loading=\"lazy\" title=\"BFC Webinar Series on \u2018Digitization\u2019. July\u2013September 2020\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/K3BC0K6kpYo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<\/div><\/div><div id=\"panel-2987-0-0-1\" class=\"so-panel widget widget_sow-editor panel-last-child\" data-index=\"1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>With the recent global pandemic changing the landscape of working for all of us, we were inspired to run a series of free webinars, every fortnight, on \u2018Digitization\u2019 to answer frequently asked questions on how businesses can improve their performance through smart use of digital technology.<\/p>\n<p>16 speakers from 12 countries presented real life case studies to our audience which was numerous, global and proactive, with over 400 participants from more than 220 organisations and 60 countries. Not only this, those watching and asking us insightful questions included CEOs, consultants, and staff from Banks, MFIs, IFIs and donors.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-2987-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-2987-0-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"b-sh2 panel-widget-style panel-widget-style-for-2987-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Watch the Recorded Webinars on \u2018Digitization\u2019<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><iframe loading=\"lazy\" title=\"AskBFC Webinar \u2014 #1 Digital Transformation\u2014 How to Get On With It?\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/U-fWSznLhgk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><iframe loading=\"lazy\" title=\"AskBFC Webinar \u2014 #2 Digitizing Financial Services to MSMEs\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/Mx5JKsJEc-o?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><iframe loading=\"lazy\" title=\"AskBFC Webinar \u2014 #3 Talent Development in the Digital Age\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/ijRPNXvt2qI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><iframe loading=\"lazy\" title=\"AskBFC Webinar \u2014 #4 Making Digitization Happen Through Smart Partnerships\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/q82zy8rJUxY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><iframe loading=\"lazy\" title=\"AskBFC Webinar \u2014 #5 Managing Data in the Digital Age\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/eawEqa-Nq_4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-2987-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-2987-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-2987-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h1>Listen to Podcasts<\/h1>\n<p>&nbsp;<\/p>\n<h4>September 24<\/h4>\n<h3>#5 Managing Data in the Digital Age<\/h3>\n<p><em><strong>Moderator:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/michaelkortenbusch\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Michael Kortenbusch<\/strong><\/a>, Managing Director, BFC, Switzerland<\/p>\n<p><em><strong>Speakers:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/denismoniotte\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Denis Moniotte<\/strong><\/a>, Rubyx Co-Founder<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/avetisovakimyan\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Avetis Ovakimyan<\/strong><\/a>, IT Manager at Inecobank CJSC<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/denis-zikeyev-51329276\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Denis Zikeyev<\/strong><\/a>, CTO, CRO, and Co-Founder at RiskTools<\/p>\n<p><strong>Block 1:<\/strong> How to structure the digitization of data in a financial organisation<br \/>\nCase Study 1: How to build data infrastructure efficiently<br \/>\n<div class=\"audioplayer-tobe  playerid-11238675 ap_idx_2987_1 is-single-player apconfig-default  skin-wave ap11238675 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"11238675\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap11238675\" data-playerid=\"11238675\" data-computed-playerid=\"11238675\" 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323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"11238675\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">21<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">2<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 2:<\/strong> Managing Data Quality<br \/>\nCase Study 2: Implementing big data processing in automotive risk management<br \/>\n<div class=\"audioplayer-tobe  playerid-89956681 ap_idx_2987_2 is-single-player apconfig-default  skin-wave ap89956681 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-09-24-AskBFC-No5-Digitization-Block-2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#5 Managing Data in the Digital Age<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 2 \u2014 21m 46s (29.9MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#5 Managing Data in the Digital Age<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 2 \u2014 21m 46s (29.9MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#5 Managing Data in the Digital Age<\/span><span class=\"the-name\">Block 2 \u2014 21m 46s (29.9MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"89956681\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">4<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 3:<\/strong> From data analytics to business insights<br \/>\nCase Study 3: Extensive use of data applied to assess payment behaviour<br \/>\n<div class=\"audioplayer-tobe  playerid-94349132 ap_idx_2987_3 is-single-player apconfig-default  skin-wave ap94349132 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-09-24-AskBFC-No5-Digitization-Block-3.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#5 Managing Data in the Digital Age<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 3 \u2014 13m 35s (18.6MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#5 Managing Data in the Digital Age<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 3 \u2014 13m 35s (18.6MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#5 Managing Data in the Digital Age<\/span><span class=\"the-name\">Block 3 \u2014 13m 35s (18.6MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"94349132\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">2<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<p>&nbsp;<\/p>\n<h4>September 10<\/h4>\n<h3>#4 Making Digitization Happen Through Smart Partnerships<\/h3>\n<p><em><strong>Moderator:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/michaelkortenbusch\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Michael Kortenbusch<\/strong><\/a>, Managing Director, BFC, Switzerland<\/p>\n<p><em><strong>Speakers:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/coulon-roland-a7a1ab6\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Roland Coulon<\/strong><\/a>, Senior Executive<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/pfabian\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Peter Fabian<\/strong><\/a>, C-Suite Fintech and Finance Professional<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/amit-kumar-garg-ba6a761a\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Amit K Garg<\/strong><\/a>, Digital Services Expert<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/andrey-taranushchenko-6221b055\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Andrey Taranuschenko<\/strong><\/a>, Senior Lending Consultant, BFC<\/p>\n<p><strong>Block 1:<\/strong> Developing partnership ability within an institution<br \/>\nCase Study 1: Building scalable, evidenced-based approaches to talent management and deployment<br \/>\n<div class=\"audioplayer-tobe  playerid-22540564 ap_idx_2987_4 is-single-player apconfig-default  skin-wave ap22540564 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"22540564\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap22540564\" data-playerid=\"22540564\" data-computed-playerid=\"22540564\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200910AskBFCNo4DigitizationBlock1mp3\" data-sample_time_total=\"854\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-09-10-AskBFC-No4-Digitization-Block-1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#4 Making Digitization Happen Through Smart Partnerships<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 1 \u2014 14m 12s (19.5MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#4 Making Digitization Happen Through Smart Partnerships<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 1 \u2014 14m 12s (19.5MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#4 Making Digitization Happen Through Smart Partnerships<\/span><span class=\"the-name\">Block 1 \u2014 14m 12s (19.5MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"22540564\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">12<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 2:<\/strong> Working out an effective partnership arrangement<br \/>\nCase Study 2: Developing a Bank-MNO-MTO partnership for a new financial service<br \/>\n<div class=\"audioplayer-tobe  playerid-32544074 ap_idx_2987_5 is-single-player apconfig-default  skin-wave ap32544074 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"32544074\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap32544074\" data-playerid=\"32544074\" data-computed-playerid=\"32544074\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200910AskBFCNo4DigitizationBlock2mp3\" data-sample_time_total=\"1046\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-09-10-AskBFC-No4-Digitization-Block-2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#4 Making Digitization Happen Through Smart Partnerships<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 2 \u2014 17m 25s (23.9MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#4 Making Digitization Happen Through Smart Partnerships<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 2 \u2014 17m 25s (23.9MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#4 Making Digitization Happen Through Smart Partnerships<\/span><span class=\"the-name\">Block 2 \u2014 17m 25s (23.9MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"32544074\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">5<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 3:<\/strong> Living in a partnership<br \/>\nCase Study 3: Launching a digital marketplace for an MFI<br \/>\n<div class=\"audioplayer-tobe  playerid-42379818 ap_idx_2987_6 is-single-player apconfig-default  skin-wave ap42379818 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-09-10-AskBFC-No4-Digitization-Block-3.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#4 Making Digitization Happen Through Smart Partnerships<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 3 \u2014 13m 41s (18.8MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#4 Making Digitization Happen Through Smart Partnerships<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 3 \u2014 13m 41s (18.8MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#4 Making Digitization Happen Through Smart Partnerships<\/span><span class=\"the-name\">Block 3 \u2014 13m 41s (18.8MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg 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323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"42379818\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">7<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<div style=\"background-color: #fff; padding: 1em 2em; border-radius: 7px; margin-bottom: 3em;\"><a href=\"https:\/\/bfconsulting.com\/do-we-need-a-partner\/\" target=\"_blank\" rel=\"noopener noreferrer\">My institution wants to offer to our (existing or future) customers a new service. Do we need a partner?<\/a><\/div>\n<p>&nbsp;<\/p>\n<h4>August 27<\/h4>\n<h3>#3 Talent Development in the Digital Age<\/h3>\n<p><em><strong>Moderator:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/michaelkortenbusch\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Michael Kortenbusch<\/strong><\/a>, Managing Director, BFC, Switzerland<\/p>\n<p><em><strong>Speakers:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/sergio-alguacil-mallo-ab1a8a84\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Sergio Alguacil-Mallo<\/strong><\/a>, Learning and Development (L&amp;D) Expert<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/debbiejanecarlton\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Debbie Carlton<\/strong><\/a>, Director, Dynamic Knowledge<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/faheem-ali-khowaja\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Faheem Ali<\/strong><\/a>, Financial Inclusion and Digital Transformations Expert<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/victoria-stokes-32260955\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Victoria Stokes<\/strong><\/a>, HR Consultant, BFC<\/p>\n<p><strong>Block 1:<\/strong> The new world of work and workers.<br \/>\nCase Study 1: Building scalable, evidenced-based approaches to talent management and deployment<br \/>\n<div class=\"audioplayer-tobe  playerid-22822039 ap_idx_2987_7 is-single-player apconfig-default  skin-wave ap22822039 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"22822039\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap22822039\" data-playerid=\"22822039\" data-computed-playerid=\"22822039\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200827AskBFCNo3DigitizationBlock1mp3\" data-sample_time_total=\"804\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-27-AskBFC-No3-Digitization-Block-1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#3 Talent Development in the Digital Age<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 1 \u2014 13m 23s (18.4MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#3 Talent Development in the Digital Age<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 1 \u2014 13m 23s (18.4MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#3 Talent Development in the Digital Age<\/span><span class=\"the-name\">Block 1 \u2014 13m 23s (18.4MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"22822039\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">14<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 2:<\/strong> Agile Leadership: How to lead and motivate staff.<br \/>\nCase Study 2: Leading and motivating staff at a digital-based MFI<br \/>\nCase Study 3: Agile leadership in action within a medium-sized bank<br \/>\n<div class=\"audioplayer-tobe  playerid-34838819 ap_idx_2987_8 is-single-player 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-27-AskBFC-No3-Digitization-Block-2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#3 Talent Development in the Digital Age<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 2 \u2014 21m 18s (29.2MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#3 Talent Development in the Digital Age<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 2 \u2014 21m 18s (29.2MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#3 Talent Development in the Digital Age<\/span><span class=\"the-name\">Block 2 \u2014 21m 18s (29.2MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"34838819\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">7<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 3:<\/strong> Workplace training in the digital age.<br \/>\nCase Study 4: Transforming learning in a global network<br \/>\n<div class=\"audioplayer-tobe  playerid-40731915 ap_idx_2987_9 is-single-player apconfig-default  skin-wave ap40731915 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-27-AskBFC-No3-Digitization-Block-3.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#3 Talent Development in the Digital Age<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 3 \u2014 13m 58s (19.1MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#3 Talent Development in the Digital Age<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 3 \u2014 13m 58s (19.1MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#3 Talent Development in the Digital Age<\/span><span class=\"the-name\">Block 3 \u2014 13m 58s (19.1MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"40731915\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">3<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p>&nbsp;<\/p>\n<h4>August 13<\/h4>\n<h3>#2 Digitizing Financial Services to MSMEs<\/h3>\n<p><em><strong>Moderator:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/michaelkortenbusch\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Michael Kortenbusch<\/strong><\/a>, Managing Director, BFC, Switzerland<\/p>\n<p><em><strong>Speakers:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/charlene-bachman-wohlsperger-74232913\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Charlene Bachman Wohlsperger<\/strong><\/a>, Digital Transformation Expert, Finance in Motion<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/paul-wild-5936b8\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Paul Wild<\/strong><\/a>, International SME Banking Consultant, Digital Transformation, EGBank<br \/>\n<strong>Dmytro Bobyrev<\/strong>, Senior MSME Finance Consultant, BFC<\/p>\n<p><strong>Block 1:<\/strong> Designing products and digitized services. Case study: Launching an invoice\/supply chain financing app, Myanmar<br \/>\n<div class=\"audioplayer-tobe  playerid-12856430 ap_idx_2987_10 is-single-player apconfig-default  skin-wave ap12856430 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"12856430\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap12856430\" data-playerid=\"12856430\" data-computed-playerid=\"12856430\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200813AskBFCNo2DigitizationBlock1mp3\" data-sample_time_total=\"1188\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-13-AskBFC-No2-Digitization-Block-1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#2 Digitizing Financial Services to MSMEs<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 1 \u2014 19m 47s (28.5MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#2 Digitizing Financial Services to MSMEs<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 1 \u2014 19m 47s (28.5MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#2 Digitizing Financial Services to MSMEs<\/span><span class=\"the-name\">Block 1 \u2014 19m 47s (28.5MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"12856430\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">39<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">2<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 2:<\/strong> Business Process Re-engineering. Case study: Exploring the implementation of a loan origination system at a leading Serbian Bank<br \/>\n<div class=\"audioplayer-tobe  playerid-18462350 ap_idx_2987_11 is-single-player apconfig-default  skin-wave ap18462350 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"18462350\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap18462350\" data-playerid=\"18462350\" data-computed-playerid=\"18462350\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200813AskBFCNo2DigitizationBlock2mp3\" data-sample_time_total=\"1108\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-13-AskBFC-No2-Digitization-Block-2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#2 Digitizing Financial Services to MSMEs<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 2 \u2014 18m 27s (25.3MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#2 Digitizing Financial Services to MSMEs<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 2 \u2014 18m 27s (25.3MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#2 Digitizing Financial Services to MSMEs<\/span><span class=\"the-name\">Block 2 \u2014 18m 27s (25.3MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"18462350\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">13<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 3:<\/strong> Piloting digitized financial services. Case study: A commercial microfinance investment company\u2019s response to COVID\u2014the monitoring application that allows customers to be served at a distance<br \/>\n<div class=\"audioplayer-tobe  playerid-91232873 ap_idx_2987_12 is-single-player apconfig-default  skin-wave ap91232873 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"91232873\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap91232873\" data-playerid=\"91232873\" data-computed-playerid=\"91232873\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200813AskBFCNo2DigitizationBlock3mp3\" data-sample_time_total=\"817\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-08-13-AskBFC-No2-Digitization-Block-3.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#2 Digitizing Financial Services to MSMEs<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 3 \u2014 13m 36s (18.7MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#2 Digitizing Financial Services to MSMEs<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 3 \u2014 13m 36s (18.7MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#2 Digitizing Financial Services to MSMEs<\/span><span class=\"the-name\">Block 3 \u2014 13m 36s (18.7MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"91232873\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">8<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<p>&nbsp;<\/p>\n<h4>July 30<\/h4>\n<h3>#1 Digital Transformation\u2014How to Get On With It?<\/h3>\n<p><em><strong>Moderator:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/michaelkortenbusch\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Michael Kortenbusch<\/strong><\/a>, Managing Director, BFC, Switzerland<\/p>\n<p><em><strong>Speakers:<\/strong><\/em><br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/floretazhulali\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Floreta Zhulali<\/strong><\/a>, Senior Product and Marketing Executive<br \/>\n<a href=\"https:\/\/www.linkedin.com\/in\/stlamoureux\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Stephane Lamoureux<\/strong><\/a>, Digitization C Level Executive and Project Lead<\/p>\n<p><strong>Block 1:<\/strong> How do we set realistic objectives for a digital transformation journey?<!--\n\n\n<ul>\n \t\n\n<li>Why is the \u201cWhy Digital Transformation\u201d question still so important today? (SL\/FZ)<\/li>\n\n\n \t\n\n<li>How can I assess the viability of a digital transformation strategy? (FZ)<\/li>\n\n\n \t\n\n<li>How can I increase buy-in from core staff for our Digital Transformation strategy? (SL)<\/li>\n\n\n<\/ul>\n\n\n--><div class=\"audioplayer-tobe  playerid-30062822 ap_idx_2987_13 is-single-player apconfig-default  skin-wave ap30062822 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"30062822\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap30062822\" data-playerid=\"30062822\" data-computed-playerid=\"30062822\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200703AskBFCNo1DigitizationBlock1mp3\" data-sample_time_total=\"345\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-07-03-AskBFC-No1-Digitization-Block-1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#1 Digital Transformation\u2014How to Get On With It?<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 1 \u2014 5m 44s (7.8MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#1 Digital Transformation\u2014How to Get On With It?<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 1 \u2014 5m 44s (7.8MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#1 Digital Transformation\u2014How to Get On With It?<\/span><span class=\"the-name\">Block 1 \u2014 5m 44s (7.8MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"30062822\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">25<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 2:<\/strong> How do we properly plan and prepare digital transformation projects?<!--\n\n\n<ul>\n \t\n\n<li>What are the \u201cmust haves\u201d for an organization before embarking on a digitization journey? (FZ\/SL)<\/li>\n\n\n \t\n\n<li>Who should lead and participate in planning DT projects? (FZ)<\/li>\n\n\n \t\n\n<li>Shall we drive DT from within or from value chain\/market or both? (SL)<\/li>\n\n\n \t\n\n<li>How to identify and mitigate implementation risks at the planning stage? (FZ)<\/li>\n\n\n<\/ul>\n\n\n--><div class=\"audioplayer-tobe  playerid-41030950 ap_idx_2987_14 is-single-player apconfig-default  skin-wave ap41030950 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"41030950\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap41030950\" data-playerid=\"41030950\" data-computed-playerid=\"41030950\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200703AskBFCNo1DigitizationBlock2mp3\" data-sample_time_total=\"706\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-07-03-AskBFC-No1-Digitization-Block-2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#1 Digital Transformation\u2014How to Get On With It?<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 2 \u2014 11m 45s (16.1MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#1 Digital Transformation\u2014How to Get On With It?<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 2 \u2014 11m 45s (16.1MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#1 Digital Transformation\u2014How to Get On With It?<\/span><span class=\"the-name\">Block 2 \u2014 11m 45s (16.1MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"41030950\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">22<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<p><strong>Block 3:<\/strong> How to get it right when executing digital transformation projects?<!--\n\n\n<ul>\n \t\n\n<li>What is management\u2019s role in order to enable successful implementation of DT? (SL\/FZ)<\/li>\n\n\n \t\n\n<li>How to manage a two speed organization? (FZ)<\/li>\n\n\n \t\n\n<li>Does our organization need to adjust HR practices for digital transformation? (SL)<\/li>\n\n\n \t\n\n<li>How to choose suitable methods and tools supporting proper DT implementation? (FZ)<\/li>\n\n\n \t\n\n<li>How to identify early warning signs for implementation risks and mitigate those? (SL)<\/li>\n\n\n \t\n\n<li>How can we improve our data management capacities? (FZ)<\/li>\n\n\n \t\n\n<li>How to manage an Omnichannel network while digitally transforming? (FZ)<\/li>\n\n\n \t\n\n<li>What are the most critical three points for a successful DT to remember? (SL\/FZ)<\/li>\n\n\n<\/ul>\n\n\n--><div class=\"audioplayer-tobe  playerid-33879763 ap_idx_2987_15 is-single-player apconfig-default  skin-wave ap33879763 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"33879763\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap33879763\" data-playerid=\"33879763\" data-computed-playerid=\"33879763\" data-sanitized_source=\"httpsbfconsultingcomaskbfc20200703AskBFCNo1DigitizationBlock3mp3\" data-sample_time_total=\"1104\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/2020-07-03-AskBFC-No1-Digitization-Block-3.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">#1 Digital Transformation\u2014How to Get On With It?<\/div><div hidden class=\"feed-dzsap feed-song-name\">Block 3 \u2014 18m 23s (25.2MB)<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >#1 Digital Transformation\u2014How to Get On With It?<\/span><\/span><span class=\"the-name the-songname second-line\" >Block 3 \u2014 18m 23s (25.2MB)<\/span><\/div><div class=\"menu-description\"><span class=\"the-artist\">#1 Digital Transformation\u2014How to Get On With It?<\/span><span class=\"the-name\">Block 3 \u2014 18m 23s (25.2MB)<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg 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323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"33879763\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">9<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pg-2987-2\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-2987-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-2987-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"4\" ><div class=\"pad-30-0 panel-widget-style panel-widget-style-for-2987-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Answers to questions received from you<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<\/div>\n<\/div><\/div><\/div><div id=\"panel-2987-2-0-1\" class=\"so-panel widget widget_sow-accordion\" data-index=\"5\" ><div class=\"ask-acc panel-widget-style panel-widget-style-for-2987-2-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-accordion so-widget-sow-accordion-default-ccc2348fec25-2987\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Topic: HR<\/h3><div>\n\t<div class=\"sow-accordion\">\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"staff-motivation-3\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-staff-motivation-3\" aria-controls=\"accordion-content-staff-motivation-3\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tStaff motivation (3)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-staff-motivation-3\"\n\t\t\t\tid=\"accordion-content-staff-motivation-3\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: What should we be communicating to staff during this time<\/strong><br \/>\n<em>Responding: Victoria Stokes, HR Consultant, BFC<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-38664770 ap_idx_2987_16 is-single-player apconfig-default  skin-wave ap38664770 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/Stokes-Q1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Victoria Stokes<\/div><div hidden class=\"feed-dzsap feed-song-name\">What should we be communicating to staff during this time<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Victoria Stokes<\/span><\/span><span class=\"the-name the-songname second-line\" >What should we be communicating to staff during this time<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/victoria.jpg)\"><\/div><\/div><span class=\"the-artist\">Victoria Stokes<\/span><span class=\"the-name\">What should we be communicating to staff during this time<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"38664770\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">58<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">11<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: How does the business increase the efficiency of branch staff during lockdown and post-lockdown periods?<\/strong><br \/>\n<em>Responding: Yurii Voychak, MSME and Agrilending Consultant, BFC Nepal<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-33591317 ap_idx_2987_17 is-single-player apconfig-default  skin-wave ap33591317 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"33591317\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap33591317\" data-playerid=\"33591317\" data-computed-playerid=\"33591317\" data-sanitized_source=\"httpsbfconsultingcomaskbfcYuriiq2enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Yurii.jpg\" data-sample_time_total=\"254\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/Yurii-q2-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Yurii Voychak<\/div><div hidden class=\"feed-dzsap feed-song-name\">How does the business increase the efficiency of branch staff...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Yurii Voychak<\/span><\/span><span class=\"the-name the-songname second-line\" >How does the business increase the efficiency of branch staff...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Yurii.jpg)\"><\/div><\/div><span class=\"the-artist\">Yurii Voychak<\/span><span class=\"the-name\">How does the business increase the efficiency of branch staff...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"33591317\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">45<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">10<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: How do we ensure our workforce and productivity \u2018bounces back\u2019 as quickly as possible after the crisis?<\/strong><br \/>\n<em>Responding: Victoria Stokes, HR Consultant, BFC<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-27151388 ap_idx_2987_18 is-single-player apconfig-default  skin-wave ap27151388 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"27151388\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap27151388\" data-playerid=\"27151388\" data-computed-playerid=\"27151388\" data-sanitized_source=\"httpsbfconsultingcomaskbfcStokesQ2mp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/victoria.jpg\" data-sample_time_total=\"157\" data-pcm='[0.437,0.502,0.727,0.482,0.513,0.474,0.537,0.226,0.52,0.19,0.429,0.116,0.557,0.757,0.174,0.286,0.963,0.784,0.328,0.203,0.884,0.952,0.352,0.414,0.207,0.053,0.205,0.532,0.81,0.542,0.678,0.552,0.145,0.645,0.092,0.12,0.663,0.168,0.325,0.945,0.611,0.671,0.938,0.906,0.069,0.669,0.579,0.32,0.857,0.139,0.405,0.687,0.677,0.357,0.156,0.872,0.259,0.188,0.205,0.9,0.228,0.115,0.354,0.074,0.391,0.755,0.389,0.193,0.464,0.441,0.421,0.732,0.431,0.621,0.994,0.705,0.096,0.4,0.149,0.23,0.928,0.004,0.685,0.11,0.311,0.577,0.424,0.842,0.383,0.349,0.781,0.036,0.591,0.978,0.818,0.128,0.92,0.007,0.261,0.549,0.507,0.897,0.281,0.426,0.038,0.609,0.191,0.679,0.102,0.351,0.625,0.526,0.171,0.028,0.333,0.912,0.824,0.232,0.996,0.698,0.025,0.486,0.956,0.305,0.413,0.459,0.61,0.275,0.347,0.581,0.111,0.457,0.729,0.489,0.347,0.583,0.76,0.792,0.871,0.878,0.802,0.442,0.112,0.169,0.056,0.547,0.509,0.722,0.351,0.956,0.988,0.629,0.164,0.658,0.801,0.724,0.182,0.182,0.791,0.252,0.14,0.442,0.405,0.636,0.332,0.329,0.262,0.866,0.165,0.333,0.407,0.104,0.428,0.141,0.476,0.25,0.322,0.82,0.72,0.396,0.829,0.349,0.784,0.079,0.493,0.427,0.132,0.828,0.273,0.319,0.474,0.44,0.174,0.953,0.028,0.305,0.249,0.267,0.642,0.582]' data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/Stokes-Q2.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Victoria Stokes<\/div><div hidden class=\"feed-dzsap feed-song-name\">How do we ensure our workforce and productivity \u2018bounces back\u2019...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Victoria Stokes<\/span><\/span><span class=\"the-name the-songname second-line\" >How do we ensure our workforce and productivity \u2018bounces back\u2019...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/victoria.jpg)\"><\/div><\/div><span class=\"the-artist\">Victoria Stokes<\/span><span class=\"the-name\">How do we ensure our workforce and productivity \u2018bounces back\u2019...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"27151388\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">18<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">5<\/span><\/div><\/div><\/div><\/p>\n<p><em>For further reading on this question please click on the link below:<\/em><\/p>\n<ul>\n<li><a href=\"https:\/\/www.weforum.org\/agenda\/2020\/04\/coronavirus-covid-business-resilience-preparedness-skills\/\" target=\"_blank\" rel=\"noopener\"><em>How companies and employees can make their best coronavirus comeback<\/em><\/a><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-2987-2-0-2\" class=\"so-panel widget widget_sow-accordion\" data-index=\"6\" ><div class=\"ask-acc panel-widget-style panel-widget-style-for-2987-2-0-2\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-accordion so-widget-sow-accordion-default-ccc2348fec25-2987\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Topic: Credit risk management<\/h3><div>\n\t<div class=\"sow-accordion\">\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"decision-making-2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-decision-making-2\" aria-controls=\"accordion-content-decision-making-2\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tDecision making (2)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-decision-making-2\"\n\t\t\t\tid=\"accordion-content-decision-making-2\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: During the post lockdown period, will centralized or decentralized decision making in the credit process be beneficial?<\/strong><br \/>\n<em>Responding: Gayrat Mazbutov, Bank Coordinator\/MSME &amp; Agrilending Consultant, BFC Nepal<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-37262788 ap_idx_2987_19 is-single-player apconfig-default  skin-wave ap37262788 auto-init\"  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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/Gayrat-en-q1.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Gayrat Mazbutov<\/div><div hidden class=\"feed-dzsap feed-song-name\">Centralized or decentralized decision making in the credit process<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Gayrat Mazbutov<\/span><\/span><span class=\"the-name the-songname second-line\" >Centralized or decentralized decision making in the credit process<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Gayrat.jpg)\"><\/div><\/div><span class=\"the-artist\">Gayrat Mazbutov<\/span><span class=\"the-name\">Centralized or decentralized decision making in the credit process<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"37262788\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">41<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">9<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: In the current crisis, existing MSME credit clients are expected to reach out to banks for additional and\/or concessional financing, how do you think banks can assess this situation and recalibrate their financing modalities to accommodate such requests?<\/strong><br \/>\n<em>Responding: Subrina Shrestha, MSME and Agri-finance Consultant, BFC Nepal<br \/>\n<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-13006969 ap_idx_2987_20 is-single-player apconfig-default  skin-wave ap13006969 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"13006969\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap13006969\" data-playerid=\"13006969\" data-computed-playerid=\"13006969\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0528Subrinaq1enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/subrina.jpg\" data-sample_time_total=\"227\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0528-Subrina-q1-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Subrina Shrestha<\/div><div hidden class=\"feed-dzsap feed-song-name\">How to recalibrate MSME\u2019s financing modalities<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Subrina Shrestha<\/span><\/span><span class=\"the-name the-songname second-line\" >How to recalibrate MSME\u2019s financing modalities<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/subrina.jpg)\"><\/div><\/div><span class=\"the-artist\">Subrina Shrestha<\/span><span class=\"the-name\">How to recalibrate MSME\u2019s financing modalities<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"13006969\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">15<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<p><em>For further reading on this question please click on the link below:<\/em><\/p>\n<ul>\n<li><em><a href=\"https:\/\/bfconsulting.com\/what-are-the-challenges-for-nepali-smes-amidst-covid-19-crisis\/\" target=\"_blank\" rel=\"noopener\">What are the challenges of Nepali MSME?<\/a><\/em><\/li>\n<li><em><a href=\"https:\/\/bfconsulting.com\/what-are-the-next-steps-for-entrepreneurs\/\" target=\"_blank\" rel=\"noopener\">What are the next steps for entrepreneurs?<\/a><\/em><\/li>\n<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"methodology-process-2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-methodology-process-2\" aria-controls=\"accordion-content-methodology-process-2\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tMethodology &amp; process (2)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-methodology-process-2\"\n\t\t\t\tid=\"accordion-content-methodology-process-2\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: How can we increase lending by enforcing strict rules in this critical time as most of the companies are facing financial crisis and their financial ratios are not good?<\/strong><br \/>\n<em>Responding: Andrey Taranushchenko, Senior Lending Consultant, BFC Ukraine<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-19619796 ap_idx_2987_21 is-single-player apconfig-default  skin-wave ap19619796 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"19619796\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap19619796\" data-playerid=\"19619796\" data-computed-playerid=\"19619796\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0518Andreyq1enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Andrey_Taranushchenko_300.jpg\" data-sample_time_total=\"237\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0518-Andrey-q1-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Andrey Taranushchenko<\/div><div hidden class=\"feed-dzsap feed-song-name\">How can we increase lending by enforcing strict rules in this critical time<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Andrey Taranushchenko<\/span><\/span><span class=\"the-name the-songname second-line\" >How can we increase lending by enforcing strict rules in this critical time<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Andrey_Taranushchenko_300.jpg)\"><\/div><\/div><span class=\"the-artist\">Andrey Taranushchenko<\/span><span class=\"the-name\">How can we increase lending by enforcing strict rules in this critical time<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"19619796\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">10<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">1<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: How can one control and check the financial information of the client if a visit to a client is not possible due to pandemic?<\/strong><br \/>\n<em>Responding: Andrey Taranushchenko, Senior Lending Consultant, BFC Ukraine<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-42025884 ap_idx_2987_22 is-single-player apconfig-default  skin-wave ap42025884 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"42025884\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap42025884\" data-playerid=\"42025884\" data-computed-playerid=\"42025884\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0518Andreyq2enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Andrey_Taranushchenko_300.jpg\" data-sample_time_total=\"178\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0518-Andrey-q2-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Andrey Taranushchenko<\/div><div hidden class=\"feed-dzsap feed-song-name\">How can one control and check the financial information of the client...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Andrey Taranushchenko<\/span><\/span><span class=\"the-name the-songname second-line\" >How can one control and check the financial information of the client...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Andrey_Taranushchenko_300.jpg)\"><\/div><\/div><span class=\"the-artist\">Andrey Taranushchenko<\/span><span class=\"the-name\">How can one control and check the financial information of the client...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"42025884\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">4<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"credit-portfolio-management-3\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-credit-portfolio-management-3\" aria-controls=\"accordion-content-credit-portfolio-management-3\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tCredit portfolio management (3)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-credit-portfolio-management-3\"\n\t\t\t\tid=\"accordion-content-credit-portfolio-management-3\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: Where should the credit portfolio analysis unit sit within a bank\u2019s organizational structure?<\/strong><br \/>\n<em>Responding: Dmytro Bobyrev, Senior MSME and Agrifinance Expert, BFC Ukraine<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-13544492 ap_idx_2987_23 is-single-player apconfig-default  skin-wave ap13544492 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"13544492\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap13544492\" data-playerid=\"13544492\" data-computed-playerid=\"13544492\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0518Dmytroq1enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg\" data-sample_time_total=\"189\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0518-Dmytro-q1-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Dmytro Bobyrev<\/div><div hidden class=\"feed-dzsap feed-song-name\">Where should the credit portfolio analysis unit sit within a bank\u2019s organizational structure?<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Dmytro Bobyrev<\/span><\/span><span class=\"the-name the-songname second-line\" >Where should the credit portfolio analysis unit sit within a bank\u2019s organizational structure?<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg)\"><\/div><\/div><span class=\"the-artist\">Dmytro Bobyrev<\/span><span class=\"the-name\">Where should the credit portfolio analysis unit sit within a bank\u2019s organizational structure?<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"13544492\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">8<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: Could you briefly share your experience about the scope of responsibility of the credit portfolio analysis unit?<\/strong><br \/>\n<em>Responding: Dmytro Bobyrev, Senior MSME and Agrifinance Expert, BFC Ukraine<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-37279678 ap_idx_2987_24 is-single-player apconfig-default  skin-wave ap37279678 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"37279678\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap37279678\" data-playerid=\"37279678\" data-computed-playerid=\"37279678\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0518Dmytroq2enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg\" data-sample_time_total=\"195\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0518-Dmytro-q2-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Dmytro Bobyrev<\/div><div hidden class=\"feed-dzsap feed-song-name\">Could you briefly share your experience about the scope of responsibility...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Dmytro Bobyrev<\/span><\/span><span class=\"the-name the-songname second-line\" >Could you briefly share your experience about the scope of responsibility...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg)\"><\/div><\/div><span class=\"the-artist\">Dmytro Bobyrev<\/span><span class=\"the-name\">Could you briefly share your experience about the scope of responsibility...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"37279678\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">3<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: Step-by-step road map for a proper and effective setup of an analytical unit at an<\/strong><br \/>\n<em>Responding: Dmytro Bobyrev, Senior MSME and Agrifinance Expert, BFC Ukraine<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-31236251 ap_idx_2987_25 is-single-player apconfig-default  skin-wave ap31236251 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"31236251\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap31236251\" data-playerid=\"31236251\" data-computed-playerid=\"31236251\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0518Dmytroq3enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg\" data-sample_time_total=\"181\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0518-Dmytro-q3-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Dmytro Bobyrev<\/div><div hidden class=\"feed-dzsap feed-song-name\">Step-by-step road map for a proper and effective setup of an analytical unit...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Dmytro Bobyrev<\/span><\/span><span class=\"the-name the-songname second-line\" >Step-by-step road map for a proper and effective setup of an analytical unit...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Dmytro.jpg)\"><\/div><\/div><span class=\"the-artist\">Dmytro Bobyrev<\/span><span class=\"the-name\">Step-by-step road map for a proper and effective setup of an analytical unit...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"31236251\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">5<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-2987-2-0-3\" class=\"so-panel widget widget_sow-accordion panel-last-child\" data-index=\"7\" ><div class=\"ask-acc panel-widget-style panel-widget-style-for-2987-2-0-3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-accordion so-widget-sow-accordion-default-ccc2348fec25-2987\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Topic: Loan Restructuring<\/h3><div>\n\t<div class=\"sow-accordion\">\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"methodology-process-2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-methodology-process-2\" aria-controls=\"accordion-content-methodology-process-2\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tMethodology &amp; process (2)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-methodology-process-2\"\n\t\t\t\tid=\"accordion-content-methodology-process-2\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: During the loan restructuring process when considering different groups of clients should individual or package approaches be made?<\/strong><br \/>\n<em>Responding: Yurii Voychak, MSME and Agrilending Consultant, BFC Nepal<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-11864186 ap_idx_2987_26 is-single-player apconfig-default  skin-wave ap11864186 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"11864186\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap11864186\" data-playerid=\"11864186\" data-computed-playerid=\"11864186\" data-sanitized_source=\"httpsbfconsultingcomaskbfcYuriiq1enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Yurii.jpg\" data-sample_time_total=\"241\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/Yurii-q1-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">Yurii Voychak<\/div><div hidden class=\"feed-dzsap feed-song-name\">During the loan restructuring process when considering different groups of clients...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >Yurii Voychak<\/span><\/span><span class=\"the-name the-songname second-line\" >During the loan restructuring process when considering different groups of clients...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/05\/Yurii.jpg)\"><\/div><\/div><span class=\"the-artist\">Yurii Voychak<\/span><span class=\"the-name\">During the loan restructuring process when considering different groups of clients...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"11864186\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">23<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">8<\/span><\/div><\/div><\/div><\/p>\n<hr class=\"s-long\" \/>\n<p><strong>QUESTION: What is the difference between restructuring approaches for specific client segments (micro, small, corporate)?<br \/>\n<\/strong><em>Responding: John Yancura, Managing Partner at Impactiive, USA\/Lebanon<br \/>\n<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-21158519 ap_idx_2987_27 is-single-player apconfig-default  skin-wave ap21158519 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"21158519\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap21158519\" data-playerid=\"21158519\" data-computed-playerid=\"21158519\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0528Johnq2enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/06\/John_Yancura_300.jpg\" data-sample_time_total=\"326\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0528-John-q2-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">John Yancura<\/div><div hidden class=\"feed-dzsap feed-song-name\">What is the difference between restructuring approaches for specific client segments...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >John Yancura<\/span><\/span><span class=\"the-name the-songname second-line\" >What is the difference between restructuring approaches for specific client segments...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/06\/John_Yancura_300.jpg)\"><\/div><\/div><span class=\"the-artist\">John Yancura<\/span><span class=\"the-name\">What is the difference between restructuring approaches for specific client segments...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"21158519\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">11<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<div class=\"sow-accordion-panel\n\t\t sow-accordion-panel-open\t\t\t\"\n\t\t\t\tdata-anchor-id=\"decision-making-1\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header-container\" role=\"heading\" aria-level=\"2\">\n\t\t\t\t\t<div class=\"sow-accordion-panel-header\" tabindex=\"0\" role=\"button\" id=\"accordion-label-decision-making-1\" aria-controls=\"accordion-content-decision-making-1\" aria-expanded=\"true\">\n\t\t\t\t\t\t<div class=\"sow-accordion-title sow-accordion-title-icon-left\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tDecision making (1)\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"sow-accordion-open-close-button\">\n\t\t\t\t\t\t\t<div class=\"sow-accordion-open-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf218;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"sow-accordion-close-button\">\n\t\t\t\t\t\t\t\t<span class=\"sow-icon-ionicons\" data-sow-icon=\"&#xf209;\"\n\t\t \n\t\taria-hidden=\"true\"><\/span>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<div\n\t\t\t\tclass=\"sow-accordion-panel-content\"\n\t\t\t\trole=\"region\"\n\t\t\t\taria-labelledby=\"accordion-label-decision-making-1\"\n\t\t\t\tid=\"accordion-content-decision-making-1\"\n\t\t\t\t\t\t\t>\n\t\t\t\t<div class=\"sow-accordion-panel-border\">\n\t\t\t\t\t<p><strong>QUESTION: Is it worth dealing with the restructuring of debt during coronavirus lockdown when many businesses are on hold? Or is it better to wait\/delay payments and solve the issue with a client?<br \/>\n<\/strong><em>Responding: John Yancura, Managing Partner at Impactiive, USA\/Lebanon<br \/>\n<\/em><\/p>\n<p><div class=\"audioplayer-tobe  playerid-40361209 ap_idx_2987_28 is-single-player apconfig-default  skin-wave ap40361209 auto-init\"  data-options='{\"skinwave_comments_playerid\":\"40361209\",\"design_skin\":\"skin-wave\",\"skinwave_enablereflect\":\"on\",\"skinwave_wave_mode_canvas_waves_number\":\"3\",\"skinwave_wave_mode_canvas_waves_padding\":\"1\",\"skinwave_wave_mode_canvas_reflection_size\":\"0.25\",\"cue\":\"auto\",\"embedded\":\"off\",\"settings_php_handler\":\"wpdefault\"}' style=\" opacity: 0; \" id=\"ap40361209\" data-playerid=\"40361209\" data-computed-playerid=\"40361209\" data-sanitized_source=\"httpsbfconsultingcomaskbfc0528Johnq1enmp3\" data-thumb=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/06\/John_Yancura_300.jpg\" data-sample_time_total=\"203\" 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data-type=\"audio\" data-source=\"https:\/\/bfconsulting.com\/askbfc\/0528-John-q1-en.mp3\" data-playfrom=\"off\"><div hidden class=\"feed-dzsap feed-artist-name\">John Yancura<\/div><div hidden class=\"feed-dzsap feed-song-name\">Is it worth dealing with the restructuring of debt during coronavirus lockdown...<\/div><div class=\"meta-artist track-meta-for-dzsap\"><span class=\"the-artist first-line\"><span class=\"first-line-label\" >John Yancura<\/span><\/span><span class=\"the-name the-songname second-line\" >Is it worth dealing with the restructuring of debt during coronavirus lockdown...<\/span><\/div><div class=\"menu-description\"><div class=\"menu-item-thumb-con\"><div class=\"menu-item-thumb\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2020\/06\/John_Yancura_300.jpg)\"><\/div><\/div><span class=\"the-artist\">John Yancura<\/span><span class=\"the-name\">Is it worth dealing with the restructuring of debt during coronavirus lockdown...<\/span><\/div><div hidden class=\"feed-dzsap feed-dzsap--extra-html feed-dzsap--extra-html--bottom-left \"><span class=\"btn-zoomsounds btn-like\"><span class=\"the-icon\"><svg xmlns:svg=\"http:\/\/www.w3.org\/2000\/svg\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.0\" width=\"15\" height=\"15\"  viewBox=\"0 0 645 700\" id=\"svg2\"> <defs id=\"defs4\" \/> <g id=\"layer1\"> <path d=\"M 297.29747,550.86823 C 283.52243,535.43191 249.1268,505.33855 220.86277,483.99412 C 137.11867,420.75228 125.72108,411.5999 91.719238,380.29088 C 29.03471,322.57071 2.413622,264.58086 2.5048478,185.95124 C 2.5493594,147.56739 5.1656152,132.77929 15.914734,110.15398 C 34.151433,71.768267 61.014996,43.244667 95.360052,25.799457 C 119.68545,13.443675 131.6827,7.9542046 172.30448,7.7296236 C 214.79777,7.4947896 223.74311,12.449347 248.73919,26.181459 C 279.1637,42.895777 310.47909,78.617167 316.95242,103.99205 L 320.95052,119.66445 L 330.81015,98.079942 C 386.52632,-23.892986 564.40851,-22.06811 626.31244,101.11153 C 645.95011,140.18758 648.10608,223.6247 630.69256,270.6244 C 607.97729,331.93377 565.31255,378.67493 466.68622,450.30098 C 402.0054,497.27462 328.80148,568.34684 323.70555,578.32901 C 317.79007,589.91654 323.42339,580.14491 297.29747,550.86823 z\" id=\"path2417\" style=\"\" \/> <g transform=\"translate(129.28571,-64.285714)\" id=\"g2221\" \/> <\/g> <\/svg><\/span><span class=\"the-label hide-on-active\">Like<\/span><span class=\"the-label show-on-active\">Liked<\/span><\/span><\/div><!-- end .extra-html--left--><div hidden class=\"feed-dzsap feed-dzsap--extra-html\" data-playerid=\"40361209\" style=\"opacity:0;\"><div class=\"dzsap-counter counter-hits\"><i class=\"fa fa-play\"><\/i><span class=\"the-number\">6<\/span><\/div><div class=\"dzsap-counter counter-likes\"><i class=\"fa fa-heart\"><\/i><span class=\"the-number\">0<\/span><\/div><\/div><\/div><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u2190 Back to Homepage \u041d\u0430 \u0440\u0443\u0441\u0441\u043a\u043e\u043c Digitization Webinar Series BFC Webinar Series on \u2018Digitization\u2019. July\u2013September 2020 (Conclusion) https:\/\/youtu.be\/A-01r-Mpr_8 The Opening Keynote from Michael Kortenbusch, moderator of #AskBFC \u2018Digitization\u2019 webinars https:\/\/youtu.be\/K3BC0K6kpYo With the recent global pandemic changing the landscape of working for all of us, we were inspired to run a series of free webinars, every &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/bfconsulting.com\/covid-19\/digital-transformation\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Digital Transformation&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1448,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2987","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/2987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/comments?post=2987"}],"version-history":[{"count":393,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/2987\/revisions"}],"predecessor-version":[{"id":6867,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/2987\/revisions\/6867"}],"up":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/1448"}],"wp:attachment":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/media?parent=2987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}