{"id":16051,"date":"2022-08-22T09:51:42","date_gmt":"2022-08-22T07:51:42","guid":{"rendered":"https:\/\/bfconsulting.com\/?page_id=16051"},"modified":"2026-04-23T14:27:39","modified_gmt":"2026-04-23T12:27:39","slug":"bfc-in-nepal-sedra-ii","status":"publish","type":"page","link":"https:\/\/bfconsulting.com\/bfc-in-nepal-sedra-ii\/","title":{"rendered":"BFC in Nepal (SEDRA II)"},"content":{"rendered":"<div id=\"pl-16051\"  class=\"panel-layout\" ><div id=\"pg-16051-0\"  class=\"panel-grid panel-has-style\" ><div class=\"top-header panel-row-style panel-row-style-for-16051-0\" ><div id=\"pgc-16051-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-0-0-0\" class=\"widget_text so-panel widget widget_custom_html panel-first-child\" data-index=\"0\" ><div class=\"widget_text panel-widget-style panel-widget-style-for-16051-0-0-0\" ><h3 class=\"widget-title\">BFC in Nepal<\/h3><div class=\"textwidget custom-html-widget\"><div class=\"top-quote max800\">BFC opened its office in Nepal in 2018 to implement the KfW funded project SEDRA (Sustainable Economic Development in Rural Areas in Nepal).<\/div><\/div><\/div><\/div><div id=\"panel-16051-0-0-1\" class=\"widget_text so-panel widget widget_custom_html panel-last-child\" data-index=\"1\" ><div class=\"textwidget custom-html-widget\"><style>\n\t.top-img-container{\n\t\tposition: relative;\n\t\tdisplay: block;\n\t}\n\t.top-img{\n    position: absolute;\n    max-width: 150px;\n    top: -60px;\n    right: 20px;\n\t\t}\n\t.top-img-container .h3{\n\t\tfont-size: 1.6em;\n    font-weight: 700;\n\t}\n<\/style><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-16051-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"panel-widget-style panel-widget-style-for-16051-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><a href=\"https:\/\/bfconsulting.com\/nepal\/\"><span class=\"b-sh2 top-img-container\" style=\"padding-top: 3em;\"><span class=\"h3\">SEDRA I <img loading=\"lazy\" decoding=\"async\" class=\"top-img alignnone wp-image-9461 size-medium\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2021\/03\/photobook-m-300x220.png\" alt=\"\" width=\"300\" height=\"220\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2021\/03\/photobook-m-300x220.png 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2021\/03\/photobook-m.png 600w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/span><br \/>\n2021\u20132023 (Completed)<\/span><\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-16051-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"panel-widget-style panel-widget-style-for-16051-1-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><span class=\"b-sh2 top-img-container\" style=\"padding-top: 3em;\"><span class=\"h3\">SEDRA II <img loading=\"lazy\" decoding=\"async\" class=\"top-img alignnone wp-image-9461 size-medium\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/Lord-Stillness-300x220.png\" alt=\"\" width=\"300\" height=\"220\" \/><\/span><br \/>\n2021\u20132023 (Completed)<\/span><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-16051-1-2\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-1-2-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"4\" ><div class=\"panel-widget-style panel-widget-style-for-16051-1-2-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><a href=\"https:\/\/bfconsulting.com\/bfc-in-nepal-sedra-iii\/\"><span class=\"b-sh2 top-img-container\" style=\"padding-top: 3em;\"><span class=\"h3\">SEDRA III <img loading=\"lazy\" decoding=\"async\" class=\"top-img alignnone wp-image-9461 size-medium\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2024\/08\/sedra3-bowl.png\" alt=\"\" width=\"300\" height=\"220\" \/><\/span><br \/>\n2023\u20132026 (Ongoing)<\/span><\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-2\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-2-0 panel-row-style panel-row-style-for-16051-2\" ><div id=\"pgc-16051-2-0\"  class=\"panel-grid-cell panel-grid-cell-mobile-last\" ><div id=\"panel-16051-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"5\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Sustainable Economic Development in Rural and Semi-Urban Areas in Nepal<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-16140 size-full\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/Sedra-logo-2.png\" alt=\"\" width=\"520\" height=\"161\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/Sedra-logo-2.png 520w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/Sedra-logo-2-300x93.png 300w\" sizes=\"auto, (max-width: 520px) 100vw, 520px\" \/><\/p>\n<p>The project\u2019s main objective, over a 30-month period, is to strengthen the partner banks (PBs) in their capacities to expand their business in urban and rural\/agricultural MSME lending in a sustainable and socially responsible manner as well as provide support to agricultural and rural MSMEs in improving their financial literacy and business management skills and enhance productivity through implementation of good agricultural practices.<\/p>\n<p>Equipped with a team of international and local consultants, in 2021 BFC commenced building relationships with the two SEDRA partner banks \u2014 Siddhartha Bank and Muktinath Bikas Bank and project stakeholders on the ground.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-16051-2-1\"  class=\"panel-grid-cell panel-grid-cell-empty\" ><\/div><\/div><\/div><div id=\"pg-16051-3\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-16051-3\" data-stretch-type=\"full\" ><div id=\"pgc-16051-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-3-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"6\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">SEDRA II Objectives<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>The objective of the SEDRA project is the sustainable provision and use of a target-group oriented loan portfolio for business investments of predominantly rural and semi-urban MSMEs in Nepal. The technical assistance shall contribute to achieving the project objectives.<\/p>\n<p>The technical assistance is targeted at three beneficiaries: PFIs, MSMEs, and NRB.<\/p>\n<p><strong>The objective of the technical assistance targeted:<\/strong><\/p>\n<ol>\n<li>At the PFIs is to enable them to successfully implement the project and sustainably serve the rural and semi-urban MSME segment, especially also in light of the COVID -19 crisis;<\/li>\n<li>At the MSMEs is to enable them to plan and manage their business successfully in financial Terms;<\/li>\n<li>At NRB is to enable them to set up and sustainably manage the revolving fund and selectively advise them in regulatory aspects of relevance to the project.<\/li>\n<\/ol>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-16051-3-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-3-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"7\" ><div class=\"nice-image panel-widget-style panel-widget-style-for-16051-3-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-8b5b6f678277-16051\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular.jpg\" width=\"1073\" height=\"1073\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular.jpg 1073w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular-300x300.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular-1024x1024.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular-150x150.jpg 150w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/funicular-768x768.jpg 768w\" sizes=\"(max-width: 1073px) 100vw, 1073px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-4\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-16051-4\" data-stretch-type=\"full\" ><div id=\"pgc-16051-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-4-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"8\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-8b5b6f678277-16051\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/nepal-map-2.png\" width=\"1200\" height=\"706\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/nepal-map-2.png 1200w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/nepal-map-2-300x177.png 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/nepal-map-2-1024x602.png 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/nepal-map-2-768x452.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><div id=\"pgc-16051-4-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-4-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"9\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Regional Coverage<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Under SEDRA, we also directly worked with entrepreneurs and businesses to improve their capacity to manage businesses and become eligible for bank finance. SEDRA has worked across all the provinces of Nepal, however, our funding activities have been focused in Province 5, 6, and 7.<\/p>\n<p>In addition to this the team traveled across different provinces of Nepal and interacted with numerous agri entrepreneurs to understand their limitations and areas where they would require capacity building interventions. The team has also visited numerous branches and outlets of the partner banks in the aforementioned provinces while fulfilling its mission as the program consultant.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-5\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-2-0 panel-row-style panel-row-style-for-16051-5\" ><div id=\"pgc-16051-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-5-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Muktinath Bikas Bank<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-16183 size-full\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/MNBBL.png\" alt=\"\" width=\"300\" height=\"60\" \/><\/p>\n<p>At Muktinath Bank implementation activities started in 2021 and will continue till 2023 and centered around the following areas:<\/p>\n<ul>\n<li>Credit process optimization, efficiency and credit risk management<\/li>\n<li>Review and Improvement of Credit Scoring model<\/li>\n<li>Implementation of environmental and social risk management system<\/li>\n<li>Piloting of Alternative Credit Analysis Methodology for MSMEs<\/li>\n<li>Product Line Improvements<\/li>\n<li>Strengthening Loan Origination Software of the Bank<\/li>\n<li>Sales and services quality standards (SSQS), sales enhancement<\/li>\n<\/ul>\n<p><em>Technical assistance to Muktinath Bank is expected to be completed by 2023.<\/em><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-16051-5-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-5-1-0\" class=\"so-panel widget widget_media_gallery panel-first-child panel-last-child\" data-index=\"11\" ><div class=\"hide-captions mar-top3 panel-widget-style panel-widget-style-for-16051-5-1-0\" ><div id='gallery-1' class='gallery galleryid-16051 gallery-columns-4 gallery-size-thumbnail'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4540_2\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4540_2-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16009\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16009'>\n\t\t\t\tProduct Line presentation, Dec 29, 2021\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4521\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4521-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16008\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16008'>\n\t\t\t\tLMS CIB &#8211; Plug in &#8211; First meeting, Dec 29, 2021\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/dsc_0653\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/DSC_0653-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-15995\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-15995'>\n\t\t\t\tESMS meeting, Nov 17, 2021\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4860\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4860-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16010\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16010'>\n\t\t\t\tCredit analysis training for Kathmandu branch staff for Muktinath Bikas Bank Limited, March 11-12, 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4861\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4861-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16011\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16011'>\n\t\t\t\tCredit analysis training for Kathmandu branch staff for Muktinath Bikas Bank Limited, March 11-12, 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4871\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4871-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16012\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16012'>\n\t\t\t\tCredit analysis training for Kathmandu branch staff for Muktinath Bikas Bank Limited, March 11-12, 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4877\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4877-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16014\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16014'>\n\t\t\t\tCredit analysis training for Kathmandu branch staff for Muktinath Bikas Bank Limited, March 11-12, 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4872\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4872-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16013\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16013'>\n\t\t\t\tCredit analysis training for Kathmandu branch staff for Muktinath Bikas Bank Limited, March 11-12, 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4933\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4933-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16017\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16017'>\n\t\t\t\tCredit Analysis Training for HO Staff, March 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4948\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4948-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16018\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16018'>\n\t\t\t\tCredit Analysis Training for HO Staff, March 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4928\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4928-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16016\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16016'>\n\t\t\t\tCredit Analysis Training for HO Staff, March 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4927\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4927-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16015\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16015'>\n\t\t\t\tCredit Analysis Training for HO Staff, March 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4955\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4955-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-16019\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-16019'>\n\t\t\t\tCredit Analysis Training for HO Staff, March 2022\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1640765766204\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1640765766204-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-15988\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-15988'>\n\t\t\t\tCredit Process Audit Presentation\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1640765806272\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1640765806272-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-15989\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-15989'>\n\t\t\t\tCredit Process Audit Presentation\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1640765806371\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1640765806371-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-1-15990\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-1-15990'>\n\t\t\t\tCredit Process Audit Presentation\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-6\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-2-0 panel-row-style panel-row-style-for-16051-6\" ><div id=\"pgc-16051-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-6-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"12\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Siddhartha Bank<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-16184 size-full\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/SBL.png\" alt=\"\" width=\"261\" height=\"60\" \/><\/p>\n<p>At Siddhartha Bank implementation activities started in 2021 and will continue till 2023 and centered around the following areas:<\/p>\n<ul>\n<li>Credit process optimization, efficiency and credit risk management<\/li>\n<li>Piloting of Alternative Credit Analysis Methodology for MSMEs<\/li>\n<li>Development of Collateral Free Loans<\/li>\n<li>Review and Improvement of Credit Scoring model<\/li>\n<li>Sales enhancement and centralized sales management<\/li>\n<li>Formulation and implementation of Environmental and social risk management<\/li>\n<li>Product Line Improvement<\/li>\n<li>Customer capacity building \/ non-financial service<\/li>\n<li>Branchless Bnaking Analysis and Improvements<\/li>\n<li>Strengthening Loan Origination Software of the Bank<\/li>\n<li>Sales and services quality standards (SSQS), sales enhancement<\/li>\n<\/ul>\n<p><em>Technical assistance to Siddhartha Bank is expected to be completed by 2023.<\/em><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-16051-6-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-6-1-0\" class=\"so-panel widget widget_media_gallery panel-first-child panel-last-child\" data-index=\"13\" ><div class=\"hide-captions mar-top3 panel-widget-style panel-widget-style-for-16051-6-1-0\" ><div id='gallery-2' class='gallery galleryid-16051 gallery-columns-4 gallery-size-thumbnail'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4117\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4117-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16042\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16042'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4136\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4136-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16043\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16043'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4138\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4138-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16044\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16044'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4326\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4326-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16045\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16045'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4346\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4346-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16046\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16046'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/img_4433\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/IMG_4433-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16047\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16047'>\n\t\t\t\tCredit Process Audit in selected branches and HO departments\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/dsc_0954\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/DSC_0954-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16040\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16040'>\n\t\t\t\tCPA Presentation\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1653559549768\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1653559549768-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16033\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16033'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1653559550435\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1653559550435-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16034\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16034'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/20220519_135815\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/20220519_135815-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16035\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16035'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/20220524_111406\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/20220524_111406-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16036\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16036'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/20220524_151431\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/20220524_151431-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16037\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16037'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/20220525_122425\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/20220525_122425-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16038\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16038'>\n\t\t\t\tCredit Analysis Piloting and Coaching to Kathmandu branches\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1648525282182\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1648525282182-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16028\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16028'>\n\t\t\t\tCredit Analysis Training for branch staff\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/1648525293315\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/1648525293315-150x150.jpeg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16029\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16029'>\n\t\t\t\tCredit Analysis Training for branch staff\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/dsc_0663-6mp\/'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/08\/DSC_0663-6mp-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" aria-describedby=\"gallery-2-16039\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-2-16039'>\n\t\t\t\tMeeting with SBL to discuss Environmental and Social Management System, Nov 18, 2021\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-16051-7\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-16051-7\" data-stretch-type=\"full\" ><div id=\"pgc-16051-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"14\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">BFC NEPAL STORIES<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>BFC always makes sure to make each employee happy and accepted. Whether by welcoming international consultants to the branch office in the respective country\u2019s welcoming way or by always making sure they have some informal meetings over a coffee break and team-building activities as well. They make sure to have team-building activities allowing employees from different cultures to learn from each other and express their differences and learn from each other creating a strong cultural bond that helps in building employees' happiness and productivity at work.<\/p>\n<p>BFC always makes sure to organize events as a team building process from time to time so as to make employees engaging whether it be a BBQ party at the BFC office in Nepal or celebrating a BFC team member's birthday or the BFC team going out for a dinner.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-16051-7-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-7-1-0\" class=\"so-panel widget widget_media_gallery panel-first-child panel-last-child\" data-index=\"15\" ><div id='gallery-3' class='gallery galleryid-16051 gallery-columns-2 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16934\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146252_iOS.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16934'>\n\t\t\t\tBFC Nepal Office &#8211; Welcoming program\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16935\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/20211114_095146253_iOS.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16935'>\n\t\t\t\tBFC Nepal Office &#8211; Welcoming program\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16939\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_1068.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16939'>\n\t\t\t\tBFC Team enjoying birthday celebration of BFC team member Soniya Shrestha\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16940\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3652.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16940'>\n\t\t\t\tSEDRA TEAM enjoying bbq party in Nepal BFC Office\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16941\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC3684.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16941'>\n\t\t\t\tSEDRA TEAM enjoying bbq party in Nepal BFC Office\n\t\t\t\t<\/figcaption><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"163\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-300x163.jpg\" class=\"attachment-medium size-medium\" alt=\"\" aria-describedby=\"gallery-3-16938\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-300x163.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-1024x555.jpg 1024w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-768x416.jpg 768w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-1536x832.jpg 1536w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871-1568x849.jpg 1568w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2022\/10\/team_DSC_0871.jpg 1920w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div>\n\t\t\t\t<figcaption class='wp-caption-text gallery-caption' id='gallery-3-16938'>\n\t\t\t\tBFC Nepal Office &#8211; Lunch\n\t\t\t\t<\/figcaption><\/figure>\n\t\t<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pg-16051-8\"  class=\"panel-grid panel-has-style\" ><div class=\"pad-5-0 panel-row-style panel-row-style-for-16051-8\" ><div id=\"pgc-16051-8-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16051-8-0-0\" class=\"so-panel widget widget_siteorigin-panels-builder panel-first-child panel-last-child\" data-index=\"16\" ><div id=\"pl-w651e69eebe361\"  class=\"panel-layout\" ><div id=\"pg-w651e69eebe361-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-w651e69eebe361-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w651e69eebe361-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Successful Completion of SEDRA Phase II<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>The closure sessions for the successful completion of SEDRA Phase II took place in August 2023. Throughout the 30-month technical assistance project in partnership with Muktinath Bikas Bank Ltd (MNBBL) and Siddhartha Bank Ltd (SBL), BFC delivered a number of customized solutions. These included a relatively new credit analysis methodology for Nepal, collateral-free loan products, centralized credit underwriting, sales management tools, a digital data-driven reporting model, and more. These solutions helped the partner banks enhance their business processes and data management, ultimately improving the value proposition and customer journey for their rural MSME clients. The results achieved would not have been possible without the consistent dedication, effort, and time invested by the partner teams.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pg-w651e69eebe361-1\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-w651e69eebe361-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w651e69eebe361-1-0-0\" class=\"so-panel widget widget_media_gallery panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"nice-image panel-widget-style panel-widget-style-for-w651e69eebe361-1-0-0\" ><h3 class=\"widget-title\">Muktinath Bikas Bank Ltd<\/h3><div id='gallery-4' class='gallery galleryid-16051 gallery-columns-2 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-1.jpg 683w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-2.jpg 686w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-3.jpg 682w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/MNBBL-4.jpg 703w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w651e69eebe361-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w651e69eebe361-1-1-0\" class=\"so-panel widget widget_media_gallery panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"nice-image panel-widget-style panel-widget-style-for-w651e69eebe361-1-1-0\" ><h3 class=\"widget-title\">Siddhartha Bank Ltd<\/h3><div id='gallery-5' class='gallery galleryid-16051 gallery-columns-2 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-1.jpg 679w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-2.jpg 683w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-31.jpg 606w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a href='https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4-300x200.jpg\" class=\"attachment-medium size-medium\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4-300x200.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4-600x400.jpg 600w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4-272x182.jpg 272w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2023\/10\/SBL-4.jpg 682w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>SEDRA I 2021\u20132023 (Completed) SEDRA II 2021\u20132023 (Completed) SEDRA III 2023\u20132026 (Ongoing)<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16051","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/16051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/comments?post=16051"}],"version-history":[{"count":97,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/16051\/revisions"}],"predecessor-version":[{"id":55085,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/16051\/revisions\/55085"}],"wp:attachment":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/media?parent=16051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}