{"id":113,"date":"2019-09-11T16:08:58","date_gmt":"2019-09-11T14:08:58","guid":{"rendered":"https:\/\/bfconsulting.com\/?page_id=113"},"modified":"2022-03-14T15:39:04","modified_gmt":"2022-03-14T13:39:04","slug":"solutions","status":"publish","type":"page","link":"https:\/\/bfconsulting.com\/solutions\/","title":{"rendered":"Product Solutions"},"content":{"rendered":"<div id=\"pl-113\"  class=\"panel-layout\" ><div id=\"pg-113-0\"  class=\"panel-grid panel-has-style\" ><div class=\"top-header siteorigin-panels-stretch panel-row-style panel-row-style-for-113-0\" data-stretch-type=\"full\" ><div id=\"pgc-113-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-113-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Product Solutions<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div class=\"top-quote max700\">Smart, effective solutions not only solve today\u2019s problems, they also become tomorrow\u2019s edge.<\/div>\n<\/div>\n<\/div><\/div><div id=\"panel-113-0-0-1\" class=\"widget_text so-panel widget widget_custom_html panel-last-child\" data-index=\"1\" ><div class=\"textwidget custom-html-widget\"><script>\njQuery(function($){\n$(document).ready(function(){\nif(window.location.hash && $(window.location.hash).length ) {\n\tsetTimeout(function(){ \n  var href = window.location.hash,\n      offsetTop = href === \"#\" ? 0 : $(href).offset().top;\n  $('html, body').stop().animate({ \n      scrollTop: offsetTop\n  }, 850);\n\t}, 850);\n}\n});\n});\n<\/script><\/div><\/div><\/div><\/div><\/div><div id=\"pg-113-1\"  class=\"panel-grid panel-has-style\" ><div class=\"bg-div bg-top-solutions siteorigin-panels-stretch panel-row-style panel-row-style-for-113-1\" data-stretch-type=\"full\" ><div id=\"pgc-113-1-0\"  class=\"panel-grid-cell panel-grid-cell-empty\" ><\/div><\/div><\/div><div id=\"pg-113-2\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product panel-row-style panel-row-style-for-113-2\" id=\"digital-transform\" ><div id=\"pgc-113-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-113-2-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"2\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-113-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-113\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-digital-transform-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tDigital Transformation\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-113-2-0-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"3\" ><div class=\"bfc-product-lid panel-widget-style panel-widget-style-for-113-2-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>With an increasing number of companies using digital concepts to streamline processes and deliver comprehensive customer experiences there is a growing focus on the importance of digital transformation. BFC works with clients to identify digital needs and implement modern, effective and data-driven digital solutions.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-113-2-0-2\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"4\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-113-2-0-2\" ><div id=\"pl-w5d790f381c859\"  class=\"panel-layout\" ><div id=\"pg-w5d790f381c859-0\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-2-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790f381c859-0\" id=\"masteraps\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790f381c859-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790f381c859-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img decoding=\"async\" class=\"alignnone size-large wp-image-544\" style=\"width: 100%; height: auto; max-width: 350px;\" src=\"\/wp-content\/uploads\/2019\/09\/MasterAPS-Logo-07-1024x219.png\" alt=\"\" \/><\/p>\n<p><strong>MasterAPS is a secure Application Processing System (APS)<\/strong> that is fully customisable to your data and team needs. With advanced data management, easy reporting and extensive connectivity, loan processing has never been easier.<\/p>\n<ul>\n<li>Make your credit process smarter<\/li>\n<li>Securely analyse and store client data<\/li>\n<li>Get all the information needed to make the right loan approval decisions<\/li>\n<li>Stay efficient and make clients happy<\/li>\n<\/ul>\n<p><a class=\"btn btn-external\" href=\"http:\/\/maps.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Open MasterAPS website<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790f381c859-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790f381c859-0-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"bfc-product-image max700 panel-widget-style panel-widget-style-for-w5d790f381c859-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/masteraps-ipad1.png\" width=\"601\" height=\"775\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/masteraps-ipad1.png 601w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/masteraps-ipad1-233x300.png 233w\" sizes=\"(max-width: 601px) 100vw, 601px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-w5d790f381c859-1\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-2-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790f381c859-1\" id=\"credit-scoring\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790f381c859-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790f381c859-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"bfc-product-image panel-widget-style panel-widget-style-for-w5d790f381c859-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><a href=\"https:\/\/youtu.be\/shAF_rFV850\" target=\"_blank\" ><img decoding=\"async\" class=\"alignnone size-full wp-image-860 nice-image max700\" style=\"width: 100%; height: auto;\" src=\"\/wp-content\/uploads\/2019\/09\/scoring-webinar.png\" alt=\"\" \/><\/a><br \/>\n<em>Webinar: Credit Scoring \u2014 Why and How to Get Started<\/em><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-w5d790f381c859-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790f381c859-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Credit Scoring<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>BFC combines an outstanding track record in setting up effective MSE operations with extensive data analysis experience, including credit scoring models for financial institutions:<\/p>\n<ul>\n<li>Statistical credit scoring (retail, micro and agricultural loans)<\/li>\n<li>Expert scoring for retail and MSEs<\/li>\n<li>Expert scoring for agricultural loans<\/li>\n<\/ul>\n<p><a class=\"btn btn-external\" href=\"https:\/\/scoring.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Visit Credit Scoring website<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-113-3\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-5-0 dark-bg siteorigin-panels-stretch panel-row-style panel-row-style-for-113-3\" id=\"knowledge-sharing\" data-stretch-type=\"full\" ><div id=\"pgc-113-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-113-3-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"5\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-113-3-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-113\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-elearning-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tKnowledge Sharing\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-113-3-0-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"6\" ><div class=\"bfc-product-lid panel-widget-style panel-widget-style-for-113-3-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Knowledge is fundamental to a business\u2019 ability to continuously develop successfully. BFC has a proven track record in delivering knowledge in meaningful, effective and modern ways.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-113-3-0-2\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"7\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-113-3-0-2\" ><div id=\"pl-w5d790faedcee5\"  class=\"panel-layout\" ><div id=\"pg-w5d790faedcee5-0\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790faedcee5-0\" id=\"training\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790faedcee5-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Trainings<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Developing employees through tailored training, coaching and mentoring programs that in turn can be used to drive business success. BFC delivers specialised trainings to financial professionals across all banking areas of expertise.<\/p>\n<p>BFC has conducted diverse financial training for a large number of financial processionals around the world.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790faedcee5-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-0-1-0\" class=\"so-panel widget widget_ink-slider panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"bfc-product-image max700 panel-widget-style panel-widget-style-for-w5d790faedcee5-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ink-slider so-widget-ink-slider-slider-1528dcc791d9\"\n\t\t\t\n\t\t>\n<div class=\"iw-so-slider iw-so-slider-arrow-hover\" data-slick='{&quot;prevArrow&quot; : &quot;&lt;button id=&#039;iw-so-slick-prev&#039; class=&#039;slick-arrow slick-prev&#039;&gt;&lt;span class=&#039;sow-icon-fontawesome sow-fas&#039; data-sow-icon=&#039;&#xf104;&#039;\n\t\tstyle=&#039;&#039; \n\t\taria-hidden=&#039;true&#039;&gt;&lt;\/span&gt;&lt;\/button&gt;&quot;, &quot;nextArrow&quot; : &quot;&lt;button id=&#039;iw-so-slick-next&#039; class=&#039;slick-arrow slick-next&#039;&gt;&lt;span class=&#039;sow-icon-fontawesome sow-fas&#039; data-sow-icon=&#039;&#xf105;&#039;\n\t\tstyle=&#039;&#039; \n\t\taria-hidden=&#039;true&#039;&gt;&lt;\/span&gt;&lt;\/button&gt;&quot;, &quot;autoplay&quot; : true, &quot;fade&quot; : true}'>\n\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-03.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-03.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-03-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-03-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-04.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-04.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-04-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-04-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-02.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-02.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-02-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-02-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-01.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-01.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-01-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/training-01-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-w5d790faedcee5-1\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790faedcee5-1\" id=\"online-learning\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790faedcee5-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-1-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"bfc-product-image max700 nice-image panel-widget-style panel-widget-style-for-w5d790faedcee5-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/edubanks-banner.png\" width=\"960\" height=\"600\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/edubanks-banner.png 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/edubanks-banner-300x188.png 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/edubanks-banner-768x480.png 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><div id=\"pgc-w5d790faedcee5-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Online Learning<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Educate future leaders via convenient, self-paced learning with ready-to-go courses on our EduBanks platform. BFC offers end-to-end training processes and know-how expertise that is embedded into convenient and self-paced learning programmes. Join our platform today, with over 50 courses immediately available.<\/p>\n<p><a class=\"btn btn-external\" href=\"https:\/\/edubanks.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Open EduBanks website<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-w5d790faedcee5-2\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790faedcee5-2\" id=\"study-tours\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790faedcee5-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">BFC Study Tours<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Connect with top stakeholders, forward-thinking innovators and leading industry practitioners to invigorate your business. BFC offers international study tours on various topics that aim to contribute to improving business development by sharing knowledge and best practices via observing live successful cases.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790faedcee5-2-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790faedcee5-2-1-0\" class=\"so-panel widget widget_ink-slider panel-first-child panel-last-child\" data-index=\"5\" ><div class=\"bfc-product-image max700 panel-widget-style panel-widget-style-for-w5d790faedcee5-2-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-ink-slider so-widget-ink-slider-slider-1528dcc791d9\"\n\t\t\t\n\t\t>\n<div class=\"iw-so-slider iw-so-slider-arrow-hover\" data-slick='{&quot;prevArrow&quot; : &quot;&lt;button id=&#039;iw-so-slick-prev&#039; class=&#039;slick-arrow slick-prev&#039;&gt;&lt;span class=&#039;sow-icon-fontawesome sow-fas&#039; data-sow-icon=&#039;&#xf104;&#039;\n\t\tstyle=&#039;&#039; \n\t\taria-hidden=&#039;true&#039;&gt;&lt;\/span&gt;&lt;\/button&gt;&quot;, &quot;nextArrow&quot; : &quot;&lt;button id=&#039;iw-so-slick-next&#039; class=&#039;slick-arrow slick-next&#039;&gt;&lt;span class=&#039;sow-icon-fontawesome sow-fas&#039; data-sow-icon=&#039;&#xf105;&#039;\n\t\tstyle=&#039;&#039; \n\t\taria-hidden=&#039;true&#039;&gt;&lt;\/span&gt;&lt;\/button&gt;&quot;, &quot;autoplay&quot; : true, &quot;fade&quot; : true}'>\n\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-04.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-04.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-04-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-04-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-03.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-03.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-03-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-03-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-02.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-02.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-02-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-02-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-01.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-01.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-01-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-01-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t<div class=\"iw-so-slider-slide\">\n\t\t\t<div class=\"iw-so-slide-content\">\n\t\t\t\t<center><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"600\" src=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-00.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-00.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-00-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/inBusiness-00-768x480.jpg 768w\" sizes=\"auto, (max-width: 34.9rem) calc(100vw - 2rem), (max-width: 53rem) calc(8 * (100vw \/ 12)), (min-width: 53rem) calc(6 * (100vw \/ 12)), 100vw\" \/><\/center>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-113-4\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-113-4\" id=\"op-analyses\" data-stretch-type=\"full\" ><div id=\"pgc-113-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-113-4-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"8\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-113-4-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-113\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-op-analysis-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tCredit Process\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-113-4-0-1\" class=\"so-panel widget widget_sow-editor\" data-index=\"9\" ><div class=\"bfc-product-lid panel-widget-style panel-widget-style-for-113-4-0-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Modern business is fueled by high-quality services and consumer interactions. BFC works with clients to craft the exceptional services consumers have come to expect.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-113-4-0-2\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"10\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-113-4-0-2\" ><div id=\"pl-w622f45787b175\"  class=\"panel-layout\" ><div id=\"pg-w622f45787b175-0\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-2-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w622f45787b175-0\" id=\"sales-audit\" data-stretch-type=\"full\" ><div id=\"pgc-w622f45787b175-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Sales Process Audit<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Build a high-quality service model based on your market positioning and unique strengths in order to optimise consumer experiences and boost sales efforts.<\/p>\n<p><a class=\"btn btn-external\" href=\"https:\/\/spa.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Open Sales Process Audit website<\/a><\/p>\n<p><!--\nFinancial organizations are under constant pressure of increasing competition. Their incomes are under constant pressure of the increasing costs. Improvement of the sales process and consequently increase of the sales conversion rate is the solution of getting costs down.\n\nBFC has extensive experience in the audit of the sales process and development of the solutions for sales improvement. As the result of the delivered consulting, financial organization obtains and reaches:\n\n\n\n\n<ul>\n \t\n\n\n\n<li>Optimized sales channels and organization structure<\/li>\n\n\n\n\n \t\n\n\n\n<li>Reasonable approach for sales planning and budgeting<\/li>\n\n\n\n\n \t\n\n\n\n<li>Implemented sales standards and scripts<\/li>\n\n\n\n\n \t\n\n\n\n<li>Well-trained and motivated staff<\/li>\n\n\n\n\n \t\n\n\n\n<li>Generated new leads and retained existing ones<\/li>\n\n\n\n\n \t\n\n\n\n<li><strong>Increased sales<\/strong><\/li>\n\n\n\n\nStructured approach based on the BFC\u2019s synergy of team of professionals and experience in many markets will contribute to boosting of sales and changing a mindset of the sales managers.\n--><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w622f45787b175-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-0-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"bfc-product-image max700 panel-widget-style panel-widget-style-for-w622f45787b175-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-spa.svg\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-w622f45787b175-1\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-2-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w622f45787b175-1\" id=\"credit-factory\" data-stretch-type=\"full\" ><div id=\"pgc-w622f45787b175-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-1-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"nice-image bfc-product-image max700 panel-widget-style panel-widget-style-for-w622f45787b175-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-credit-factory.jpg\" width=\"960\" height=\"600\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-credit-factory.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-credit-factory-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-credit-factory-768x480.jpg 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><div id=\"pgc-w622f45787b175-1-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Credit Factory<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Revolutionise your credit cycle to issue loans quickly and more efficiently with smart credit process automation that will lower costs and boost consumer happiness.<\/p>\n<p><a class=\"btn btn-external\" href=\"https:\/\/cf.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Open Credit Factory website<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><div id=\"pg-w622f45787b175-2\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product-row2 pad-2-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-w622f45787b175-2\" id=\"collection\" data-stretch-type=\"full\" ><div id=\"pgc-w622f45787b175-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"4\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Collection<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Increase working capital, liquidity and overall profits by implementing a smart, systematic and well-structured collections approach that monitors your outstanding portfolio and recovers overdue debt.<\/p>\n<p><a class=\"btn btn-external\" href=\"https:\/\/collection.bfconsulting.com\/\" target=\"_blank\" rel=\"noopener\">Open Collection website<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w622f45787b175-2-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w622f45787b175-2-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"5\" ><div class=\"nice-image bfc-product-image max700 panel-widget-style panel-widget-style-for-w622f45787b175-2-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-collection.jpg\" width=\"960\" height=\"600\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-collection.jpg 960w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-collection-300x188.jpg 300w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/i-collection-768x480.jpg 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-113-5\"  class=\"panel-grid panel-has-style\" ><div class=\"bg-footer pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-113-5\" data-stretch-type=\"full\" ><div id=\"pgc-113-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-113-5-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"11\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Want to learn more?<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please contact<\/p>\n<p><img decoding=\"async\" class=\"footer-contact alignnone size-full wp-image-553\" src=\"\/wp-content\/uploads\/2019\/09\/bfc-cristina.jpg\" alt=\"Cristina Cebotari\" \/><\/p>\n<p><strong>Cristina Cebotari<\/strong><br \/>\n<em>Business Development Manager<\/em><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-113-5-1\"  class=\"panel-grid-cell\" ><div id=\"panel-113-5-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"12\" ><div class=\"contact-form panel-widget-style panel-widget-style-for-113-5-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f234-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"234\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/113#wpcf7-f234-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"234\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f234-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"row\">\n\t<div class=\"col\">\n\t\t<p><label>Your Name:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required c-name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"c-name\" \/><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col\">\n\t\t<p><label>E-mail:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email c-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"c-email\" \/><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row\">\n\t<div class=\"full\">\n\t\t<p><label>Message:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-question\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea c-letter\" aria-invalid=\"false\" name=\"c-question\"><\/textarea><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row\">\n\t<div class=\"pp-check\">\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"http:\/\/bfconsulting.com\/solutions\/\" type=\"hidden\" name=\"referer-page\" \/>\n\t\t<p><small>By sending this form, you accept our <a href=\"\/privacy-policy\/\" target=\"_blank\">terms and conditions<\/a>.<\/small>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"btn-submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Smart, effective solutions not only solve today\u2019s problems, they also become tomorrow\u2019s 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