{"id":106,"date":"2019-09-11T16:07:42","date_gmt":"2019-09-11T14:07:42","guid":{"rendered":"https:\/\/bfconsulting.com\/?page_id=106"},"modified":"2026-02-20T16:11:24","modified_gmt":"2026-02-20T14:11:24","slug":"expertise","status":"publish","type":"page","link":"https:\/\/bfconsulting.com\/expertise\/","title":{"rendered":"Banking Expertise"},"content":{"rendered":"<div id=\"pl-106\"  class=\"panel-layout\" ><div id=\"pg-106-0\"  class=\"panel-grid panel-has-style\" ><div class=\"top-header siteorigin-panels-stretch panel-row-style panel-row-style-for-106-0\" data-stretch-type=\"full\" ><div id=\"pgc-106-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Banking Expertise<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div class=\"top-quote max700\">Responsible growth of the financial sector is necessary to motivate emerging markets and increase quality-of-life standards universally.<\/div>\n<\/div>\n<\/div><\/div><div id=\"panel-106-0-0-1\" class=\"widget_text so-panel widget widget_custom_html panel-last-child\" data-index=\"1\" ><div class=\"textwidget custom-html-widget\"><script>\njQuery(function($){\n$(document).ready(function(){\nif(window.location.hash && $(window.location.hash).length ) {\n  var href = window.location.hash,\n      offsetTop = href === \"#\" ? 0 : $(href).offset().top;\n  $('html, body').stop().animate({ \n      scrollTop: offsetTop\n  }, 850);\n}\n});\n});\n<\/script><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-1\"  class=\"panel-grid panel-has-style\" ><div class=\"bg-div bg-top-expertise siteorigin-panels-stretch panel-row-style panel-row-style-for-106-1\" data-stretch-type=\"full\" ><div id=\"pgc-106-1-0\"  class=\"panel-grid-cell panel-grid-cell-empty\" ><\/div><\/div><\/div><div id=\"pg-106-2\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-3-0 panel-row-style panel-row-style-for-106-2\" id=\"agri-finance\" ><div id=\"pgc-106-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-2-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"2\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-106-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-106\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-agri-finance-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tAgricultural &amp; Rural Finance\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-106-2-0-1\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"3\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-106-2-0-1\" ><div id=\"pl-w5d790baf64a77\"  class=\"panel-layout\" ><div id=\"pg-w5d790baf64a77-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790baf64a77-0\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790baf64a77-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790baf64a77-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Despite enormous potential, agriculture and rural populations are far too frequently overlooked financially. It should be acknowledged that these types of finance are specialised lines of business that require a commitment to understanding the characteristics and risks that influence these sectors.<\/p>\n<p><strong>BFC\u2019s rich experience in agricultural and rural finance includes:<\/strong><\/p>\n<ul class=\"checks\">\n<li>Product design and marketing<\/li>\n<li>Optimisation of credit procedures and analytical tools<\/li>\n<li>Studies on investment potential and access to finance<\/li>\n<li>Capacity building<\/li>\n<li>Developing innovative delivery channels<\/li>\n<\/ul>\n<p>With the right strategic approach, agricultural and rural lending can effectively contribute to portfolio growth and income diversification.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full max1200 wp-image-1158\" src=\"\/wp-content\/uploads\/2019\/09\/agro-image.jpg\" alt=\"\"  style=\"width: 100%; height: auto;\" \/><\/p>\n<p>BFC has undertaken 53 assignments with agricultural &amp; rural finance component, out of which 20 standalone in this field that helped financial institutions build sustainable agrilending products, operations, including innovative agricultural value chain finance schemes.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790baf64a77-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790baf64a77-0-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"b-sh2 panel-widget-style panel-widget-style-for-w5d790baf64a77-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">A story of creating value<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><iframe loading=\"lazy\" title=\"FASA: A Story of Creating Value\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/QnlShXPLH_8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>Financing the Agriculture Sector in Armenia (FASA) is a Financing and Technical Assistance programme financed with funds from the German Ministry of Economic Cooperation (BMZ) and managed by KFW and Central Bank of Armenia (CBA) via the German Armenian Fund (GAF).<\/p>\n<p>The target of the programme is contribution to development of rural areas in Armenia by fostering employment and economic growth via improved access to financial services for rural entrepreneurs and capacity building of the partner banks and credit organizations in agricultural lending and value chain financing.<\/p>\n<p>Technical assistance within FASA was provided by BFC.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-3\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-3-0 panel-row-style panel-row-style-for-106-3\" id=\"green-finance\" ><div id=\"pgc-106-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-3-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"4\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-106-3-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-106\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-green-finance-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tGreen Finance\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-106-3-0-1\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"5\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-106-3-0-1\" ><div id=\"pl-w5d790baf64d77\"  class=\"panel-layout\" ><div id=\"pg-w5d790baf64d77-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790baf64d77-0\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790baf64d77-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790baf64d77-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Climate change has become an important issue faced by governments and business around the world. The challenges associated with adapting to climate change realities are driving businesses across all industries to operate in an environmentally friendly way and become part of a sustainable circular economy.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-1219\" src=\"\/wp-content\/uploads\/2019\/09\/green-finance1.jpg\" alt=\"\" style=\"width:100%;height:auto;\"  \/><\/p>\n<p><strong>BFC is committed to helping our clients adopt and promote the latest green technologies and systems through:<\/strong><\/p>\n<ul>\n<li>Market assessments of green finance potential<\/li>\n<li>Green finance strategy development<\/li>\n<li>Green finance product design (including renewable energy finance and energy efficiency finance)<\/li>\n<li>Environment and social management system (ESMS) development for financial institutions<\/li>\n<li>Due diligence for financial institutions active in green finance<\/li>\n<\/ul>\n<p>Establishing sound green finance programs helps to prepare mindsets and change behaviors toward a new environmentally friendly reality.<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/09\/green-finance2.jpg\" alt=\"\" style=\"width:100%;height:auto;\"  class=\"alignnone size-full wp-image-1220\" \/><\/p>\n<p>BFC is constantly adding extra internal capacity, enabling the company <strong>to engage in a growing variety of green finance projects<\/strong>.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790baf64d77-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790baf64d77-0-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"b-sh2 panel-widget-style panel-widget-style-for-w5d790baf64d77-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">How do we live sustainably?<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>BFC wants to actively tap into local knowledge and share successful practices being implemented around the world. The first step in this effort is the launch of a green platform which links individuals, green businesses, and organisations using social media and this website. We aim to facilitate knowledge exchange using online channels.<\/p>\n<p>BFC.Green is dedicated to BFC\u2019s ongoing green activities and is a hub of information related to sustainble lifestyles.<\/p>\n<p><a href=\"http:\/\/bfc.green\/\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2019\/09\/bfc-green.jpg\" alt=\"\" style=\"width:100%;height:auto;\" class=\"alignnone size-full wp-image-1218\" \/><\/a><\/p>\n<p>Our goal is to connect, inspire, and innovate, making the world a greener place for future generations. <\/p>\n<p>Join us in a public group iSHARE (Facebook) for open discourse, sharing ideas, and exchanging experience.<\/p>\n<p>So get involved and let\u2019s work together to live sustainably!<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-4\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-3-0 panel-row-style panel-row-style-for-106-4\" id=\"sme-finance\" ><div id=\"pgc-106-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-4-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"6\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-106-4-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-106\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-sme-finance-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tSME Finance\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-106-4-0-1\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"7\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-106-4-0-1\" ><div id=\"pl-w699869bc7b4f8\"  class=\"panel-layout\" ><div id=\"pg-w699869bc7b4f8-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-w699869bc7b4f8-0\" data-stretch-type=\"full\" ><div id=\"pgc-w699869bc7b4f8-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w699869bc7b4f8-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>SMEs play a pivotal role in most economies so it is therefore crucial that they have adequate access to appropriate finance. This often requires establishing comprehensive and flexible product packages that meet a wide range of needs.<\/p>\n<p>BFC\u2019s SME finance approach supports sustainable SME financial operations by providing:<\/p>\n<ul class=\"checks\">\n<li>A clear strategic direction that adheres to institutional needs<\/li>\n<li>Differentiated solutions that address a wide variety of SME needs<\/li>\n<li>Tailored services to match each institution and target client group<\/li>\n<li>Flexible implementation<\/li>\n<\/ul>\n<p>BFC has conducted projects on supporting commercial banks and MFI in developing and strengthening their SME capacity.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w699869bc7b4f8-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w699869bc7b4f8-0-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"b-sh2 panel-widget-style panel-widget-style-for-w699869bc7b4f8-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">BFC monthly bulletins<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>We are compiling monthly bulletins for a series of countries.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1161\" src=\"\/wp-content\/uploads\/2019\/09\/bulletins-web1.jpg\" alt=\"\" width=\"600\" height=\"245\" \/><\/p>\n<p>Our publications are currently received by over hundred international and local commercial banks and MFIs.<\/p>\n<p><a href=\"https:\/\/pulse.bfconsulting.com\/\"><strong>Read Bulletins online<\/strong><\/a><strong>,<\/strong> or\u00a0<strong><a href=\"http:\/\/eepurl.com\/cdOwQP\">Subscribe<\/a>\u00a0<\/strong>to receive them via email.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-5\"  class=\"panel-grid panel-has-style\" ><div class=\"bfc-product pad-3-0 panel-row-style panel-row-style-for-106-5\" id=\"microfinance\" ><div id=\"pgc-106-5-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-5-0-0\" class=\"so-panel widget widget_sow-features panel-first-child\" data-index=\"8\" ><div class=\"bfc-product-title panel-widget-style panel-widget-style-for-106-5-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-features so-widget-sow-features-default-04126c2ebe67-106\"\n\t\t\t\n\t\t><ul\n\tclass=\"sow-features-list\n\tsow-features-responsive\">\n\n\t\t\t<li\n\t\t\tclass=\"sow-features-feature sow-icon-container-position-right\"\n\t\t\tstyle=\"display: flex; flex-direction: row; width: calc(100% - 25px);\"\n\t\t>\n\t\t\t\n\t\t\t\t\t\t<div\t\t\t\tclass=\"sow-icon-container sow-container-none\"\n\t\t\t\tstyle=\"color: ; \"\n\t\t\t\t\n\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<div class=\"sow-icon-image\" style=\"background-image: url(https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/w-microfinance-1.svg); font-size: 128px\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"textwidget\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h5 class=\"sow-features-feature-title\">\n\t\t\t\t\t\tMicrofinance\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\n\t<\/ul>\n<\/div><\/div><\/div><div id=\"panel-106-5-0-1\" class=\"so-panel widget widget_siteorigin-panels-builder panel-last-child\" data-index=\"9\" ><div class=\"bfc-product-row panel-widget-style panel-widget-style-for-106-5-0-1\" ><div id=\"pl-w5d790c2858529\"  class=\"panel-layout\" ><div id=\"pg-w5d790c2858529-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-w5d790c2858529-0\" data-stretch-type=\"full\" ><div id=\"pgc-w5d790c2858529-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790c2858529-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Individual entrepreneurs and microbusinesses are an important part of most worldwide economies, however they represent a sector that is often overlooked by financial institutions. In order to effectively lend to this sector, a unique approach that considers the needs of each client is required.<\/p>\n<p>BFC has extensive experience in supporting microfinance lending and employs a holistic approach that promotes:<\/p>\n<ul class=\"checks\">\n<li>Effective and efficient lending procedures<\/li>\n<li>A client-centric approach focused on superior customer service<\/li>\n<li>Institutional capacity building<\/li>\n<li>Dynamic risk management and monitoring processes<\/li>\n<li>Long-term sustainability<\/li>\n<\/ul>\n<p>Since its inception in 2003, BFC has implemented a large number of projects in microfinance component, contributing to the development of microfinance lending operations in banks and MFIs.<\/p>\n<p>A smart approach to microfinance can both boost portfolio growth and drive economic development.<\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-w5d790c2858529-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-w5d790c2858529-0-1-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"nice-image max500 panel-widget-style panel-widget-style-for-w5d790c2858529-0-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-image so-widget-sow-image-default-dbf295114b96\"\n\t\t\t\n\t\t>\n<div class=\"sow-image-container\">\n\t\t<img \n\tsrc=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/microfinance-photo.jpg\" width=\"601\" height=\"862\" srcset=\"https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/microfinance-photo.jpg 601w, https:\/\/bfconsulting.com\/wp-content\/uploads\/2019\/09\/microfinance-photo-209x300.jpg 209w\" sizes=\"(max-width: 601px) 100vw, 601px\" alt=\"\" \t\tclass=\"so-widget-image\"\/>\n\t<\/div>\n\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-6\"  class=\"panel-grid panel-has-style\" ><div class=\"bg-footer pad-3-0 siteorigin-panels-stretch panel-row-style panel-row-style-for-106-6\" data-stretch-type=\"full\" ><div id=\"pgc-106-6-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-6-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"10\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Have questions?<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p>Please contact<\/p>\n<p><img decoding=\"async\" class=\"footer-contact alignnone size-full wp-image-508\" src=\"\/wp-content\/uploads\/2019\/09\/bfc-evelina.jpg\" alt=\"Evelina Dubceac\" \/><\/p>\n<p><strong>Evelina Dubceac<\/strong><br \/>\n<em>Regional Director, MENA<\/em><\/p>\n<\/div>\n<\/div><\/div><\/div><div id=\"pgc-106-6-1\"  class=\"panel-grid-cell\" ><div id=\"panel-106-6-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"11\" ><div class=\"contact-form panel-widget-style panel-widget-style-for-106-6-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f234-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"234\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/106#wpcf7-f234-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"234\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f234-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"row\">\n\t<div class=\"col\">\n\t\t<p><label>Your Name:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required c-name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"c-name\" \/><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"col\">\n\t\t<p><label>E-mail:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email c-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"c-email\" \/><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row\">\n\t<div class=\"full\">\n\t\t<p><label>Message:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"c-question\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea c-letter\" aria-invalid=\"false\" name=\"c-question\"><\/textarea><\/span><\/label>\n\t\t<\/p>\n\t<\/div>\n<\/div>\n<div class=\"row\">\n\t<div class=\"pp-check\">\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"http:\/\/bfconsulting.com\/expertise\/?_bg%3F_image_src%7D\" type=\"hidden\" name=\"referer-page\" \/>\n\t\t<p><small>By sending this form, you accept our <a href=\"\/privacy-policy\/\" target=\"_blank\">terms and conditions<\/a>.<\/small>\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"btn-submit\">\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Send\" \/>\n\t\t<\/p>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-106-7\"  class=\"panel-grid panel-has-style\" ><div class=\"section panel-row-style panel-row-style-for-106-7\" ><div id=\"pgc-106-7-0\"  class=\"panel-grid-cell\" ><div id=\"panel-106-7-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"12\" ><div class=\"super-nav panel-widget-style panel-widget-style-for-106-7-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><a href=\"\/what-we-do\/expertise\/\">Expertise.<\/a> <a href=\"\/what-we-do\/development\/\">Development.<\/a> <a href=\"\/what-we-do\/solutions\/\">Solutions.<\/a><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Responsible growth of the financial sector is necessary to motivate emerging markets and increase quality-of-life standards universally.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-106","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":14,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/106\/revisions"}],"predecessor-version":[{"id":52272,"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/pages\/106\/revisions\/52272"}],"wp:attachment":[{"href":"https:\/\/bfconsulting.com\/wp-json\/wp\/v2\/media?parent=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}